Maternity Benefit
Support for an active contributing member after childbirth, subject to fund rules.
Up to TZS 2,500,000Member services
Support through life's important moments.
FADEMO connects member contributions to short and long-term benefits. Explore services, sign in, and submit your claim with the required documents.
12 benefits for members and dependants
12Benefit types
Short + LongShort and long term
OnlineApplications and responses in your account
Benefits catalog
Choose a service to explore
Amounts and eligibility depend on contribution tier, paid months, debt status and event evidence.
Wedding Benefit
Support for an active contributing member getting married without outstanding fees or penalties.
Up to TZS 1,500,000
House Construction Benefit
Roofing sheets or cash based on contribution tier and construction evidence.
100 roofing sheets or up to TZS 3,000,000
Dream Car Benefit
Cash support toward the purchase of a business or work vehicle.
Up to TZS 3,000,000Medical Benefit
Medical support for an eligible active member admitted to hospital.
Up to TZS 900,000
Health Check-up Benefit
Health screening support that helps members detect illness early.
Up to TZS 500,000
Funeral Support Benefit
Support following the loss of an eligible close relative under fund rules.
Up to TZS 1,500,000
Disaster Protection Benefit
Protection against major accidents, fire, floods, robbery or another recognised disaster.
Up to TZS 800,000
Retirement Lump-sum Benefit
A retirement lump sum for a member who meets the age and retirement requirements.
Total contributions x 150%Monthly Retirement Pension
A monthly pension for a member who meets the contribution period and retirement age.
Up to TZS 800,000 per month
Inheritance Benefit for Dependants
A lump sum and/or pension for the lawful dependants of a deceased member.
Lump sum and/or pension
Withdrawal Benefit
Support for a member withdrawing for an approved reason after meeting fund requirements.
Contributions + up to 5% returnHow to apply
Four clear steps
Sign in
Use your membership account.
Choose benefit
Open Benefits Dashboard and select a service.
Upload evidence
Attach documents and event evidence.
Track response
View status and responses in your dashboard.